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Europe Live Sunday 26th May 2013

SEPA: a new regulation for credit transfers and direct debit transactions in euros

5th March 2012

On March 1st 2012 the Council adopted a regulation on credit transfers and direct debit transactions in euros in the SEPA area. After agreement by the parties involved, the migration of transfers and direct debit transactions is to occur before 1st February 2014. The regulation will progressively do away with multilateral exchange commissions, the need to provide a BIC company identity code, in the knowledge that it only covers operations in euros and excludes transactions by payment card, the transfer of funds and electronic payment operations.

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